Saturday, January 16, 2010


I know I've commented on this before, but I'm finding the inactivity of debt reduction to be frustrating. Unlike weight loss, debt loss seems to be more about what you don't do than what you do. When I was losing weight, if I splurged, I could help negate the splurge by being active; go on a walk, run, lift weights, whatever. With debt loss, my success comes from not being active; not going out for breakfast Sunday morning, not splurging on a Starbuck's iced tea, not going out with friends. There's also so much waiting; waiting for my next paycheck, waiting for the next statement. I'm sick of the inactivity and I'm sick of waiting.

Part of my frustration comes from the fact that it's been a couple of months since I've been able to really focus on debt loss. I had car issues in November and then with Christmas, I held back on extra payments so I could purchase gifts. Now I'm saving money for my trip to Florida. Although I'm looking forward to going on vacation, I'm also looking forward to getting back to being more aggressive with my debt loss. I'm hoping that I've over-saved for Florida and once I get back I can put that extra money directly to paying off my first credit card. Hopefully I will also have a second job as a personal trainer! The extra income will go directly to debt. This is the year I will become free of my credit cards, I just want it to happen sooner than later.

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